FOR PEOPLE OVER 65 YEARS OF AGE -OR- PEOPLE WHO QUALIFY FOR MEDICARE THROUGH DISABILITY
Supplements your Original Medicare A and B coverage only. Plans are standardized and sold by private insurance companies. No Rx coverage included. You must purchase a Rx Drug plan separately.
Covers your prescription drugs. Each plan has it's own approved formulary (drug list). There can be annual deductibles to be met and copays for each prescription. You can be penalized if you do not have this coverage.
Plans that take your Original Medicare Part A and Part B -AND- Part D, rolls into one plan and can include extra benefits such as vision, dental, hearing aids, transportation, OTC benefit, gym membership, among others.
For people with CHRONIC HEALTH PROBLEMS -OR- People who are DUAL ELIGIBLE (have both Medicare and Medicaid).